Step-by-Step Tutorial: How to create Borrowing Account on Juris Protocol

Creating a borrowing account on Juris Protocol is quick and intuitive. Follow the four steps below to set up your first account and prepare it for opening borrowing positions.

Step	What to Do	Why It Matters	On‑Screen Cues
1. Navigate to the Borrowing product	From the main navigation bar (desktop / mobile), click “Borrowing.” The Borrowing page lists all existing accounts (if any) and an “Open borrowing account” action button.	This takes you directly to the dedicated interface for collateralised borrowing.	• “Borrowing” highlighted in nav• Empty‑state card with CTA if no accounts exist
2. Open a new account	Click “Open borrowing account.”In the modal that appears, enter a descriptive Account Name(e.g., Trading Fund, Long‑Term Holdings). Confirm with “Create.”	Naming lets you run multiple, purpose‑specific accounts and track risk separately.	• Modal with text field Account name• “Create” button turns active after input
3. Add / transfer collateral	In the new account row, click “Add / Transfer collateral.”Select each asset you wish to pledge (e.g., $LUNC, $USDC, $JURIS) and specify the amount.Confirm the wallet transaction to deposit the collateral into this account.	Collateral secures any future loans. You can create diversified Collateral Baskets—a unique Juris feature—by combining several tokens in one account.	• Asset selector with balance display• Real‑time Health Factor preview• “Confirm” wallet pop‑up
4. Ready to borrow	Once collateral is confirmed on‑chain, the account’s Health Factor, collateral value, and available borrowing power are displayed.You can now press “Borrow” to open your first borrowing position or return later to manage the account.	The account is fully activated; any borrowing you initiate will be monitored against this collateral basket.	• Account card shows collateral values• Borrow power slider becomes active

Pro Tips & Best Practices

Start small, scale later – Open with a modest collateral deposit while you familiarise yourself with Health Factor behaviour.

Name accounts clearly – Use functional titles (Yield Strategy, Liquidity Reserve, etc.) so you can spot riskier strategies at a glance.

Diversify collateral baskets – Combining stable assets (e.g., $USDC) with volatile ones can improve both borrowing power and safety.

Monitor Health Factor – Aim to keep it well above 1.0 to avoid liquidation; topping up collateral or partially repaying keeps the ratio healthy.

Wallet fees – Each on‑chain action (create account, add collateral, borrow) triggers a Terra Classic transaction and a small gas fee in $LUNC.

With your borrowing account live, proceed to 4.2.2 Step‑by‑Step Tutorial: Borrowing Assets to learn how to draw liquidity safely against your newly pledged collateral.